Security & Custody
Institutional-grade
capital protection
Multi-layered security architecture combining institutional custody, advanced technology safeguards, and rigorous operational controls.
Custody & Capital Security
Segregated Accounts
All investor capital is held in segregated accounts with institutional-grade brokers, ensuring complete separation from Fluid Finance operating funds. Your capital remains your property at all times.
Tier-1 Broker Custody
Capital is custodied with regulated, institutional-grade brokers including AMP Futures and Interactive Brokers, both offering comprehensive investor protection and regulatory oversight.
Limited Trading Authority
Fluid Finance holds trading authority only - we cannot withdraw investor funds. All withdrawals require explicit investor authorization through secure verification protocols.
Regular Reconciliation
Daily reconciliation between broker statements and internal records ensures accuracy. Independent auditors perform regular reviews of all custodial arrangements and fund accounting.
SIPC & FSCS Protection
Accounts with US-regulated brokers benefit from SIPC protection (up to $500,000 per account). UK-regulated activities fall under FSCS protection schemes where applicable. Please consult individual broker documentation for specific coverage details.
Technology & Data Security
Infrastructure Security
- End-to-end encryption for all data transmission (TLS 1.3)
- AES-256 encryption for data at rest in secure cloud infrastructure
- Multi-factor authentication (MFA) required for all investor dashboard access
- Role-based access controls with principle of least privilege
- Secure API connections to broker platforms with token-based authentication
Monitoring & Response
- 24/7 system monitoring with automated threat detection
- Comprehensive logging of all system access and trading activity
- Regular penetration testing and security audits by independent third parties
- Incident response protocols with immediate notification procedures
- Regular security awareness training for all personnel
Data Privacy & Compliance
- Full compliance with UK GDPR and Data Protection Act 2018
- Strict data minimization - only collect necessary information
- Personal data stored exclusively in UK/EEA jurisdictions
- Regular data protection impact assessments
- Secure data disposal procedures for expired records
Operational Security & Risk Controls
Trading Risk Controls
- • Hard-coded maximum drawdown limits per strategy
- • Real-time position monitoring and exposure tracking
- • Automated circuit breakers for anomalous activity
- • Pre-trade risk checks on all order submissions
- • Independent risk oversight and daily reviews
Business Continuity
- • Redundant trading infrastructure with failover systems
- • Multiple broker relationships for operational resilience
- • Automated backup systems with geographic redundancy
- • Disaster recovery procedures tested quarterly
- • Emergency communication protocols for investors
Compliance Framework
- • Comprehensive KYC/AML verification for all investors
- • Ongoing sanctions screening and monitoring
- • Regular compliance audits by external advisors
- • Transaction monitoring for suspicious activity
- • Full regulatory reporting and documentation
Fraud Prevention
- • Multi-signature authorization for large transactions
- • Withdrawal verification through multiple channels
- • IP address monitoring and anomaly detection
- • Regular account reconciliation and audit trails
- • Secure communication channels for sensitive information
Regulatory Oversight
FCA Authorization Process
Fluid Finance is actively pursuing full FCA authorization as an Alternative Investment Fund Manager (AIFM). This comprehensive process ensures:
- • Enhanced investor protection frameworks
- • Rigorous operational and capital requirements
- • Ongoing regulatory supervision and reporting
- • Compliance with UK financial services standards
Current Compliance Status
While pursuing full authorization, we maintain strict compliance with:
- • UK Money Laundering Regulations 2017
- • Data Protection Act 2018 & UK GDPR
- • Financial Services and Markets Act 2000
- • Market abuse regulations and best execution requirements
Your security is our foundation
We continuously enhance our security posture to protect investor capital and maintain the trust placed in Fluid Finance.
Questions about our security practices? Contact us at contact@fluidfinance.uk